Dental Insurance Information: Maximize Your Benefits with a Trusted PPO Dentist
The American Dental Association recommends visiting your dentist at least twice a year for cleanings and checkups. Still, only 64% of adults follow through — often because of concerns about cost and insurance coverage.
At Blue Whale Dental, conveniently located at 10 W. 46th Street, Suite #1402, New York, NY 10036, we’re here to make dental care simple and affordable. If you’re looking for an in-network dentist in 10036 zipcode neighborhood, especially one who works with Delta Dental PPO or other major insurance providers, you’re in the right place.
We proudly accept a wide range of PPO dental plans and work directly with your insurance provider to help you minimize out-of-pocket expenses. Our goal is to keep your focus on your smile, not on paperwork. Whether you’re searching for a dentist near 46th Street who takes PPO or need help navigating your benefits, our team is here to guide you.
Blue Whale Dental is your local partner for preventive, restorative, and cosmetic dental care — all from a team that’s in-network and patient-first.
We accept most PPO insurances and we are in-network with:
Guardian
Cigna
Delta Dental
What You Need to Know About Dental Insurance at Your PPO Dentist on 46th Street, NYC
If you’re searching for an in-network dentist in the 10036 ZIP code or need a PPO dentist on 46th Street, Blue Whale Dental makes navigating insurance simple. As part of many PPO networks including Delta Dental, we offer pre-negotiated rates that help reduce your out-of-pocket costs while giving you access to high-quality care in Midtown Manhattan.
Most PPO dental insurance plans cover preventive services — like exams, cleanings, X-rays, and sealants — at 100%, but only when you visit an in-network provider. That’s why choosing a PPO dentist on 46th Street can make a big difference for your wallet.
Depending on your plan, you may be eligible for significant annual dental benefits, which typically cover 50% to 80% of common procedures, such as:
Dental fillings
Root canal therapy
Dentures
Tooth extractions and certain implant-related procedures
Some plans may even provide partial coverage for orthodontics and cosmetic dentistry. But remember — most PPO dental benefits reset on December 31, and unused funds do not roll over.
To maximize your insurance, it’s essential to plan ahead. Many treatments require multiple visits, so booking with an in-network 10036 PPO dentist now helps ensure you can use your full benefits before they expire.
We also accept FSA (Flexible Spending Accounts) and HSA (Health Savings Accounts). These tax-free funds can often be applied toward your treatment, but like insurance, they may expire at year-end if unused.
Maximize Your Dental Insurance in 10036
Even fully covered preventive services count toward your annual maximum. Getting your cleanings and exams now allows you to save remaining coverage for more complex procedures later in the year.
Don’t let your dental insurance go to waste. Contact Blue Whale Dental — your trusted in-network PPO dentist on 46th Street — to verify your coverage and schedule your visit today.
Patient Billing
At Blue Whale Dental, we’re committed to providing the highest quality care at a reasonable cost. For your convenience, we accept Visa, MasterCard, and Discover.
Payment is due at the time of service unless prior arrangements have been made. If you have any questions about your account, please contact us at +1-212-752-1252 or email info@bluewhaledental.com. Often, a quick call is all it takes to resolve any concerns.
Please note: You are fully responsible for all fees charged by our office, regardless of your insurance coverage.
We will provide you with a monthly statement. Most PPO insurance providers respond within 4 to 6 weeks. If your statement does not reflect an insurance payment in that timeframe, please reach out to us. Any remaining balance after your insurance processes the claim is your responsibility.
If needed, payment plans can be arranged, but must be set up prior to the scheduled procedure.
Guardian Dental
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Your In-Network Guardian PPO Dentist in Midtown Manhattan
Blue Whale Dental is proud to be an in-network provider for Guardian PPO dental insurance, making it easy and affordable for patients to access quality dental care in Midtown Manhattan.
As a Guardian in-network dentist near 46th Street (ZIP 10036), we help reduce your out-of-pocket costs while delivering a full range of dental services — from preventive cleanings and exams to restorative and cosmetic treatments. Our experienced team is here to help you understand your Guardian dental benefits and maximize your annual coverage.
About Guardian Dental Insurance
Founded in 1860, Guardian Life Insurance Company is one of the largest mutual life insurers in the U.S., offering coverage to over 7 million members. Guardian PPO dental plans typically cover 100% of preventive services and a percentage of restorative and specialty care.
Our front office will verify your Guardian PPO coverage, explain your benefits, and file claims directly — so you can focus on your oral health without the stress of paperwork.
Guardian Dental Patients Are Always Welcome
If you’re looking for a PPO dentist near 46th Street or need an in-network Guardian dentist in ZIP code 10036, Blue Whale Dental is here for you. Whether you need a routine cleaning or more urgent care, we strive to offer fast, friendly, and expert service every step of the way.
Visit us at:
10 W. 46th Street, Suite #1402, New York, NY 10036
📧 info@bluewhaledental.com
📞 +1-212-752-1252
Delta Dental
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About Delta Dental
Founded through regional dental service organizations in California, Oregon, and Washington in 1954, Delta Dental Plans Association officially formed in 1966 to coordinate multi-state dental insurance. Today, it includes 39 independent Delta Dental companies that operate across all 50 states, making Delta the largest dental insurance provider in the U.S.
Your In-Network Delta Dentist in Midtown Manhattan (10036)
Looking for a Delta Dental PPO dentist near 46th Street in the 10036 ZIP code? At Blue Whale Dental, we are proud to be an in-network provider with Delta Dental PPO, helping patients receive quality care with significantly reduced out-of-pocket expenses.
Delta Dental places a strong emphasis on preventive care, often covering routine exams, x-rays, and cleanings at 100% when performed by in-network providers. As a trusted Midtown Manhattan dentist on 46th Street, our team works with you to ensure you maximize every aspect of your Delta Dental coverage.
From regular checkups to more complex restorative and cosmetic procedures, we handle all claim submissions directly and clearly explain your insurance benefits before any treatment begins.
PPO Dentist on 46th Street Accepting Delta Dental
At Blue Whale Dental, we believe that cost should never get in the way of your oral health. If you have Delta Dental PPO, we help you navigate your coverage to make sure your treatment is as affordable and stress-free as possible.
Delta Dental Patients Welcome
Located at 10 W. 46th Street #1402, New York, NY 10036, our office is easily accessible for those working or living in Midtown Manhattan. Whether you’re due for a preventive cleaning or facing a dental concern, we’ll help you make the most of your in-network Delta PPO benefits.
📍 Address: 10 W. 46th Street #1402, New York, NY 10036
📧 Email: info@bluewhaledental.com
📞 Phone: +1-212-752-1252
Cigna Dental
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About Cigna
Founded in 1982 through the merger of INA Corporation and Connecticut General Corporation, Cigna is one of the nation’s largest health service companies. With over 15 million members nationwide, Cigna dental insurance provides access to affordable dental care through an extensive PPO network.
Your In-Network Cigna Dentist Near 46th Street, New York, NY 10036
If you’re searching for a Cigna in-network dentist in the 10036 ZIP code, look no further than Blue Whale Dental. Conveniently located on 46th Street in Midtown Manhattan, our experienced team provides a full range of dental services covered under most Cigna PPO plans.
From preventive checkups and cleanings to advanced restorative and cosmetic treatments, we’re dedicated to helping you get the care you need with minimal out-of-pocket costs. Our front desk team will verify your Cigna dental insurance, explain your coverage clearly, and handle all claims directly — so you can focus on your oral health, not paperwork.
PPO Dentist in Midtown Manhattan Accepting Cigna
As an in-network Cigna provider, Blue Whale Dental is committed to helping you maximize your benefits while receiving the highest quality care. Whether you need a routine exam or have an urgent concern, we make every effort to provide timely, efficient service at our Midtown dental office.
Cigna Dental Patients Welcome
Located at 10 W. 46th Street #1402, New York, NY 10036, Blue Whale Dental welcomes patients covered by Cigna PPO dental plans. Schedule your visit today to take full advantage of your insurance and experience compassionate, expert care in the heart of Manhattan.
📍 Address: 10 W. 46th Street #1402, New York, NY 10036
📧 Email: info@bluewhaledental.com
📞 Phone: +1-212-752-1252
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Flexible Timings
We can work around your schedule, offering convenient appointment times. -
Expert Panel of Dentists
A diverse team of skilled professionals dedicated to providing top-notch care. -
In-House Advanced Equipment
We use the latest dental technology to ensure effective treatments. -
Multiple Payment Options
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Over 35 successful Dental Implants placed, 100+ smiles transformed with advanced cosmetic dentistry, and 500+ teeth professionally whitened for a brighter smile.